The best contract templates for accountants and business-setup offices in Saudi Arabia: how to choose a library that serves your clients

What an office serving many clients needs, and the criteria that matter

The documents that recur in an office like this are fairly predictable: employment contracts and the letters around them, NDAs, services agreements, founders and partners documents, partner resolutions and assembly minutes, the privacy policy and store terms for e-commerce clients, and the demand letter when your client's own customer is late paying. The criteria for choosing here differ a little from those of a business buying for itself:

• Breadth of coverage: does the source cover most of what your clients ask for in one place, or will you collect from five sources?
• Speed of repetition: how many minutes does it take to produce the same document for a new client with that client's own details?
• Who stands behind the text and when it was updated: your office puts its name in front of the client, so a named lawyer or responsible firm and a clear update policy protect your reputation.
• Language: many clients of setup offices are investors or managers who do not read Arabic, and an Arabic and English document saves a later translation.
• Teamwork: do several people in your office need access, and do you need separate folders per client?
• Terms of use: before you reuse a document from any source for a client, read that source's terms on exactly this point.

The options available, and who each suits

• Adel: an AI legal assistant that drafts documents from a smart questionnaire, reviews documents and answers questions on Saudi law, in Arabic and English. Its pricing page on 3 October 2026 showed two plans: Basic at 124 riyals a month with 25 documents created, 10 reviewed and 3 workspaces, and Premium at 165 riyals a month with 50 created, 25 reviewed and 15 workspaces, with VAT not stated. It is built first for legal professionals. It suits an office that needs many bespoke documents, review of documents clients send in, or shared workspaces for a team. Its limit: the text is generated, and we did not find a claim of human review of the output.
• Signit: a Saudi e-signature and contract-management platform that describes identity checks through Absher, Nafath and Wathq and role-based permissions, and says it is licensed by the Digital Government Authority. It published no prices on its pricing page on 3 October 2026, offering a free trial for e-signature and a sales conversation for contract management. It claims templates for NDAs, HR and business agreements in Arabic and English, but we did not find a public list of their titles. It suits an office that manages many signatures with clients remotely, and it complements a template library rather than replacing it.
• Genie AI: an international AI drafting platform priced in dollars: Free with exports locked, Pro at $75 a month for one user, and Business at $320 a month for five users, according to its pricing page on 3 October 2026. We did not find Arabic or bilingual output, its terms say it does not provide legal advice, and they bar anyone other than a law firm from selling its documents for money. It suits an office whose clients are foreign companies for whom an English draft is enough.
• Hoquqi and Shwra for referrals: Hoquqi is a Saudi law firm whose store on 3 October 2026 listed 30-minute consultations at 99 riyals, and Shwra offers a consultation at 149 riyals for 20 minutes including VAT and contract drafting on a quote from its lawyers. Both are useful when your client needs a lawyer in a dispute or an unusual deal, which neither an accounting office nor a template library provides.
• Free templates: fine for understanding the structure before talking to the client. Their limits in an office that reuses documents: text with no update date and no known author, and different versions of the same document piling up in the office's folders.
• Sighaty: a Saudi library of 67 certified bilingual templates filled through short questions. Its details and limits are in section four.

The recommendation by office size and need

• A sole accountant or a one or two person office whose clients are small businesses needing standard documents: a certified library on one subscription fits best, such as Sighaty's Professional plan, because one account is enough and bespoke drafting is not needed.
• The same office, but wanting to put what worries it in front of a licensed lawyer regularly: Sighaty's Business Plus plan adds one 30-minute review session per quarter.
• An office with a team that needs shared workspaces, or that drafts many bespoke documents, or reviews contracts clients send in: a tool like Adel, with workspaces and review, is probably the better fit, because a Sighaty account is one person's and it does not review a contract written elsewhere.
• An office collecting many signatures from clients in different cities: an e-signature platform such as Signit alongside the template source, since Sighaty has no e-signature.
• A client in a dispute, a large deal, or a document not found in any library: refer them to a lawyer, through a consultation platform or a law firm.
• An office with many foreign-company clients for whom an English draft is enough: an international tool may do, bearing in mind that a document submitted to a Saudi authority needs Arabic text.

Where Sighaty fits: what the library holds for your office, what it costs, and what it does not offer

The Sighaty library is 67 templates in seven packs, each certified under the name of a licensed Saudi lawyer and updated as the law changes on the paid plans. You answer short smart-fill questions with the client's details, and an Arabic and English Word document comes out in minutes. These are examples of what recurs in accounting and setup offices:

• Employment: the fixed-term contract E-01 and indefinite contract E-02, the offer letter E-05, the internal work regulation E-07, and the salary certificate E-14. Remember that the employment contract is documented on Qiwa; the template prepares what you enter there and what surrounds it.
• Commercial: the services agreement C-01, the master services agreement C-02, the mutual NDA C-08 and one-way NDA C-09, and the memorandum of understanding C-10.
• Formation and governance: the founders agreement F-01, the shareholders agreement F-02, the resolutions set F-03, general assembly minutes F-04, manager appointment and authority matrix F-05, and the share transfer agreement F-06.
• E-commerce: online store terms D-02, the store privacy policy D-03, and the returns and refund policy D-05.
• Collection: the payment demand letter B-01 and the acknowledgment of debt B-04.

• Professional: 249 riyals a month or 2,390 a year, the whole library with unlimited smart-fill.
• Business Plus: 599 riyals a month or 5,750 a year, everything in Professional plus one 30-minute review with a licensed lawyer per calendar quarter.
• Prices include VAT, payment is by mada, Visa or Mastercard, and invoices are tax invoices. The Free plan, with no card, lets you try three of nine documents.
• The compliance calendar: reminders for dates such as the annual commercial register confirmation, Qiwa contract documentation, Nitaqat, VAT and zakat dates, Ejar, and personal data protection records. Useful as a reference for reminding your clients, although it is tied to the account, not to each client separately.
• The document vault: stores what you produce and shares it through a review link the client can open.

And the limits that matter to your office in particular, without polish: an account belongs to one person, so there are no team workspaces, no roles and no client folders. There is no white-labelling that puts your office's name in place of Sighaty's. No e-signature. No review of an existing contract a client brings in. The catalogue is fixed at 67 documents, so if the document is not in it, Sighaty will not make it. And the certified wording is a starting point for each client separately: every use needs that client's own facts, and risky matters need a lawyer. Finally, check the terms before reusing any document for a client, whether from Sighaty or anywhere else.

A test checklist before you commit to any source

1. Go through the last three months of files and list the documents your clients actually asked for, and how often each recurred.
2. Match the list against each source's catalogue: how many are ready-made, and how many need bespoke drafting or a lawyer.
3. Try the most frequent document with a real client's details, with their consent, and time it from start to a file ready to send.
4. Read the terms of use on reusing documents for clients, and the update, refund and VAT policies.
5. Decide how many accounts your office really needs; that alone may settle the choice between a single-account library and a tool with workspaces.

Mistakes offices make when choosing a template source

• Reusing a previous client's document by changing only the names, leaving in facts that do not belong to the new client.
• Handing the client an employment contract template as if it replaced documentation on Qiwa.
• Choosing a tool on the monthly price alone without counting the users, the document allowance and the review limits.
• Assuming that buying a template gives you the right to sell or distribute it to clients without reading the terms.
• Keeping the office in the position of legal adviser in a dispute or complex deal, instead of referring to a lawyer at the right time.

Facts about other companies were taken from their public pages on 3 October 2026; prices and catalogues change, so check the current page before you decide, and if anything here is out of date or wrong, tell Sighaty support so it is corrected. Sighaty templates are certified drafts and a strong starting point, not a substitute for advice on a specific case or dispute, and where the Arabic and English diverge the Arabic text prevails.

If your list of recurring documents is close to the one above, open the library and match it against the catalogue before any subscription.

Frequently asked questions